Author name: Don Steinmann

Over the 25 years that I’ve been sending out these email tips, here are what I think are the most important lessons that I’ve shared.

Check your mutual funds to be sure they are doing what they say they are doing.

When you turn 70 1/2 you can donate money to a charity directly from your IRA. There may be tax advantages to doing so.

Why diversify if you can just run with your best investment idea? I explain why in this tip.

The mortgage market is really arcane. There is a really silly way you can show income to make the lender happy when applying for a mortgage.

Does the price of a stock carry any information about whether you should buy or sell it?

How I learned a life lesson about how much cheaper I could do something just by changing my goal a bit.

A shorthand way to calculate a future p/e ratio. That may give you a better sense of whether the stock is worth purchasing.

Some kind of harsh, but necessary rules about money and trusting people when it comes to money.

Old Age, Survivors and Disability Insurance (Social Security) is not a savings plan, it’s an insurance plan.